Did I do the right thing or miss out on a great coin ? You did the right thing. On eBay, if there is any question, there is no question.
For coins, don't bid on one day auctions. Don't bid on private listings. Don't bid if they say "No Return." Don't bid on any item that can be counterfeited from Asia.
By the way 1894 and 1894-P are the same.
My suggestion, if you're at all interested in collecting coins, is to start at a bookstore:
Coin Collecting for Dummies and the
Red Book are the first two books to buy. Read the first one and glance through the second and then come back here for further advice.
The cost of the books will be made up for by not buying a single bad coin.
There are a couple of other books I normally recommend, but the first two will get you started. I'm also going to bump up The New Coin Scam thread for you to look through for many good tips on other red flags.
