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You are incorrect DUKEFAMILYX4. Nowhere on eBay.com's site, not counting upcoming policy changes, is it stated that sellers are responsible up to actual delivery of item. Phone support confirmed this with me (SEPT/11, after an abyssmal long wait on hold) but refused to send me an email confirming the fact. It is eBay's system, when creating a listing and sending invoice, that gives insurance as an option. This is not generated by the seller. Keying in SHIPPING INSURANCE, in HELP assistance brings up 50 hits (as of SEPT/11). You should read some of them. SELLER UPDATE: SEPTEMBER 2009, under sub-topic/policy change, OPTIONAL CHARGES FOR SHIPPING REMOVED, stated that perception and delivery were reasons for policy change. Both are completely false statements by eBay.com, therefore making this a fraudulent policy change. To enforce it will mean bad faith by eBay.com and therefore nullify the upcoming new USER AGREEMENT, effecttive Sept/29 for current users. By the way, the current USER AGREEMENT , for registered users on eBay.com, has been unavailable for viewing since at least mid-August. eBay phone support stated that I had to send mail in a request, at my own expense, to receive a hard copy. Phone and email support refused to state what laws excluded eBay from having it available at all times, being that they are an online business and never stated (since I've been on the system) it is the user's responsibilty to print off a hard copy. I stated, both via email and phone support, that all registered users on eBay.com are no longer bound by any conditions/terms of the agreement. To date, they have never corrected me on this statement. Pass the word. Since then relations have degenerated to a point that eBay.com has refused to answer email enquires (or give asinine responses), blanking out text content on my copy of eBay sent messages, putting an alert on their phone support system to notify them that I am calling (before agent answers phone), and a lot more stuff. Today, what I have suspected for awhile was confirmed, that they are monitoring my activity on the system, via my id. I mistakenly exited off the system, still signed on. When coming back on and clicking on MY EBAY link on eBay home page, it went straight to MY EBAY id home page, WITHOUT ASKING ME FOR MY PASSWORD. If I had not noticed this, anyone would have access to my user id until such time that I signed out. Welcome to the new eBay.com! Rick
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